Wednesday, October 21, 2009

About Today: 5 Questions to Ask About My Benefits

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  from Jen Hubley
It's open enrollment time again. Some of you, I know, live outside the US or in the ever-more densely populated Independent Nation of the Unemployed, so you don't really care. The rest of us, though, are trying to figure out the magic combination of health care elections that will be practically free and cover everything from multivitamins to multiple organ transplants. Wish us luck!

 
In the Spotlight
5 Questions to Ask About My Benefits
I had my worst health care ever in my early 20s, right after I got out of school and right before I got the memo that I wasn't immortal. The plan I signed up for was the insurance equivalent of those punch-cards you get at coffee shops: Fill 9 prescriptions, and the tenth one is free!

 
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Making Health Insurance Choices During Open Enrollment
I also wasn't really thinking about what services I'd need in the coming year. In fact, my general plan was to avoid the doctor's office completely unless a limb fell off or I got bronchitis. Guess which one happened. (Hint: I currently have four limbs. But it turns out you also need lungs in order to really feel swell.)

 
What If I Miss Open Enrollment?
We're all busy people. Sometimes, it's easy to overlook little things like open enrollment periods. (Last year, I think I was trying to figure out my DVR. These things happen.)

 
 
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